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Credit Repair » The Four Step Cycle
- Frequently Asked Questions
- Four Step Cycle «
- The iQ Guarantee
Here are the four essential steps that make up the process of cleaning up your credit reports. These steps are repeated until you are satisfied with the results.
Step 1
A consultation is set between the customer and an iQ representative. A copy of the customer’s credit report is obtained.Step 2
We then review the reports & begin to educate & counsel you on the best course of action we can take to improve your credit. We cover each negative item on the report and choose the best path for removal. Sound complicated? Not to worry, iQ is there with you every step of the way.
Step 3
You sit back and RELAX! This is where iQ draws upon it’s vast arsenal of techniques & strategies to challenge all negative or derogatory items directly with the credit bureaus for removal.
Step 4
The credit bureaus will then respond to you directly. Once an updated report is sent to you by mail, make a copy for your records and send the original to iQ so we can move your case forward. Steps 3 and 4 will be repeated for each subsequent loop through the cycle.
Our iQ staff is well educated in the legal rights that will assist you in taking the steps to regain your good credit. The reward of rebuilding your financial independence and freedom is extremely gratifying. A lot of our members tell us the added confidence and feeling of self worth is one of the biggest benefits they receive from iQ. Of course, you must protect your new credit report with honesty, integrity, and common sense.
