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Credit Repair » Frequently Asked Questions
- Frequently Asked Questions «
- Four Step Cycle
- The iQ Guarantee
- What will iQ do to Repair my credit?
- How Does iQ do that?
- How long does this process take?
- Will I be informed of progress?
What will iQ do to Repair my credit?
iQ Credit Repair supports their clients needs by removing any negative and/or derogatory items permanently from all three credit-reporting agencies(Equifax, Experian, & TransUnion). This will help to escalate their overall Beacon Score. ^ Back to Top
How Does iQ do that?
Our process enforces compliance with the Fair Credit Reporting Act (FCRA) forcing the credit reporting agencies to amend or remove information from Consumer Credit Reports that is found inaccurate, misleading, unverifiable, OR outdated. iQ makes this happen through a series of letters, forms, faxes, and communications made to the Bureau’s, the Creditor’s, and any company that may have put a derogatory remark on your credit file. ^ Back to Top
How long does this process take?
Every credit file is unique. Our program is contracted for twelve months, to completely repair your credit. Our clients start to see results within the first 60 to 90 days of signing up. A Majority of our clients are completely repaired within 8 months of signup; but we stress that each individual has their own unique history; therefore it is difficult to say with 100% certainty how long your credit will take. ^ Back to Top
Will I be informed of progress?
iQ Credit Repair is dedicated to customer service. We keep an open line of communication with all of our valued customers. Once your repair begins, you will receive an immediate rescore and a phone call to begin discussing your credit file, so that all parties are clear as to what is being worked on. Monthly reports are sent to you, keeping you informed of where you last stood and what has been done to improve your credit score this far. Best of all, your iQ representative is always a phone call away and ready to assist you. ^ Back to Top
